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Trip Delay

The trip delay travel insurance benefit provides financial protection when your travel plans are unexpectedly interrupted due to covered reasons such as inclement weather, mechanical breakdowns, or other unforeseen events.

Plans that Offer This Benefit

Worldwide Trip Protector Platinum

$2,000 ($200/day) - 3 hours

Worldwide Trip Protector Deluxe

$1,500 ($150/day) - 6 hours + Optional Upgrade Available

Worldwide Trip Protector Essential

$500 ($100/day) - 12 hours

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Delays Can Happen to Anyone

If your trip is delayed for a specified period, this benefit can reimburse you for additional expenses like meals, accommodations, and transportation incurred during the delay. It helps you out while waiting for your journey to resume, offering peace of mind and support during travel disruptions.

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What Trip Delay Can Cover

Provides reimbursement for a covered reason, up to the maximum benefit amount, for the unused, forfeited, prepaid non-refundable payments or deposits for the travel arrangements, reasonable additional expenses, plus the additional transportation cost paid if your trip is delayed from the original departure time to:

  • join your trip if you must depart after your scheduled departure date or travel via alternate travel arrangements;
  • rejoin your trip from the point where you interrupted your trip to the next scheduled destination; or
  • transport You to your originally scheduled return or final destination of your trip.

Optional Trip Delay Upgrade

With the Worldwide Trip Protector Deluxe plan, you can add this optional upgrade which increases coverage by $500, bringing the maximum benefit amount total to $2,000. Additional cost applies.

Covered Reasons for Trip Delay

  • a traffic accident you are not directly involved in, while en route to your scheduled departure city or destination
  • common carrier delay
  • documented theft of passports or travel documents
  • you are hijacked or quarantined
  • inclement weather that causes a delay or complete cessation of services
  • unannounced strike resulting in complete cessation of services
  • due to a natural disaster, mandatory evacuation order or recommendation by local government authorities
  • security breach, civil disorder or riot while at an airport or other port for the amount of consecutive hours shown on the plan document

Coverage and benefit eligibility may vary by state. Read your plan document for full details.

Customizing Your Coverage is Easy as 1-2-3

Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

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Tell us about your trip

Enter your travel dates, destination, and a few quick details to get started.​

Choose your travel protection plan

Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.​

Add your bundle

Select your bundle for added coverage and peace of mind.

Additional Add-on Benefits

Add-on Benefits Icon
Optional Hotel and Amusement & Theme Park Bundle
Don’t miss out on the magic due to weather emergencies or other disruptions. Customize your plan with this add-on and help make sure your tickets won’t go to waste.
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Optional Pet Bundle
Are you a pet parent? Add this warm and fuzzy bundle to your travel insurance to help lessen pet related risks.
Learn More
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Optional Flight Bundle
Far-off places aren’t always easy to get to. If your trip has a number of connections, or there are multiple flights on your itinerary, it might benefit you to look into flight bundle add-on.
Learn More
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Optional Cruise Bundle
Cruises come with their own unique set of travel challenges. Protect yourself on land and at sea, and boost your trip protection plan with a bundle built for any port-of-call.
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Optional Cancel & Interrupt For Any Reason
Work obligations? Family illness? This optional bundle allows you to cancel or interrupt your trip for any reason not otherwise covered by this plan. Additional terms apply. Not available on the Essential plan.
Learn More
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Optional Baggage Bundle
Packing expensive equipment? You can protect those extras, like sports, business or golf equipment with a bundle built just for your valuable belongings. Available on the Platinum plan only.
Learn More
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Optional Extreme Sports Medical Upgrade
Sitting on the beach isn’t for everyone. If you’re traveling for adventure, you may want to pack some extra medical expense-related coverage for extreme activities to help protect you in case the unexpected happens. Available on the Platinum plan only.
Learn More
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Optional Rental Car Damage and Theft Coverage
Road tripping or driving long distances at your destination? Bundle your trip insurance with an add-on that can help protect your ride.
Learn More
Add-on Benefits Icon
Optional Trip Delay Upgrade
Need more coverage for potential travel delays? This upgrade, on the Deluxe plan only, increases coverage by $500, bringing the maximum benefit amount to $2,000.
Learn More

Frequently Asked Questions

How long does a delay need to be before I am eligible for benefits?
What additional costs can be reimbursed if my trip is delayed?
Does the trip delay benefit cover hotel stays if my trip is delayed?
See all FAQs

Find Your Perfect Travel Insurance Match

Coverage for Every Kind of Trip​

Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​

Education Center

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.​

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