Coverage Alerts

October 2025 Government Shutdown

As the government shutdown continues, many travelers are beginning to question how it will affect their upcoming travel plans. After reviewing the situation, our position states that if You are a government worker furloughed during the government shutdown, You are considered “laid off” for the purposes of Trip Cancellation and Trip Interruption coverages. Therefore, affected travel itineraries may be eligible for coverage under these benefits.

We also remind travelers that by investing in a plan with Cancel for Any Reason coverage, you can cancel your plans and receive up to 75% of your total prepaid, nonrefundable trip cost for any reason not otherwise covered by your plan. You must cancel 48 or more hours prior to your scheduled departure date to be eligible. This benefit is available in the Worldwide Trip Protector Platinum plan if purchased within 21 days of your initial trip deposit (additional terms apply).

Since this event is no longer unforeseen, plans issued on or after October 1, 2025 will not cover this event.

It is always important to check the terms of the protection plan before purchase to ensure you have the coverage you need. For more information, please don't hesitate to contact us at 1-800-243-3174.

Hurricane Melissa

Our plans may provide benefits that can be triggered by a Natural Disaster, such as due to Hurricane Melissa. Coverage can vary by state, so you should review your plan document for possible benefits under Trip Cancellation, Trip Interruption, Missed Connection, Trip Delay or Non-Medical Evacuation/Natural Disaster Evacuation as these coverages may provide protection for losses resulting from Natural Disasters in certain circumstances. Since this event is no longer unforeseen, plans issued on or after October 21, 2025 will not cover this event.

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.