East Hartford, CT (PRWEB) May 31, 2012
With the 2012 Hurricane Season rapidly approaching June 1st, it is vital that individuals who have already made travel arrangements, or plan to, protect themselves and their trip during the risky season. Early spring, the National Oceanic and Atmospheric Administration announced their forecasts for the Atlantic Hurricane Season this year. While they reported predications of a less active hurricane season, there is still an expectance of approximately 4 hurricanes, 10 named storms, and 2 major hurricanes in categories 3, 4, or 5 anywhere from June 1st to November 30th. The National Hurricane Center is the most accurate source to track the status of any potential or current storms that may disrupt arrival or departure from a travel destination. If a storm is accumulating, it is important for travelers to stay aware of travel plans including airline, cruise, hotel, or resort cancelations or delays.
Travel Insured International®, a leading privately-owned travel insurance provider advises travelers not only to insure their travel plans but to do so as soon as they make a payment of deposit toward their trips. It is important to understand that trip insurance plans do not provide coverage for adverse weather claims due to a named tropical storm or its resulting weather patterns unless the plans are purchased before the date when the storm is named. While a hurricane specific policy is not available, travelers can be ensured protection with plans that cover hurricane-related disruptions.
Travel Insured International® urges individuals who are planning on traveling during the 2012 Hurricane Seasons to invest in a travel insurance policy that includes the following in order to protect their investments as well as their safety dealing with any unforeseen hurricanes.
Trip Cancellation
Travel Insured International’s Worldwide Trip Protector plans can provide coverage for Trip Cancellation if weather causes complete cessation of your flight or cruise for 24 or more consecutive hours. This benefit can protect you if a hurricane renders your destination accommodations uninhabitable. It can also protect you if your primary residence is made uninhabitable by a floor or other natural disaster within 10 days of you scheduled departure date.
Trip Interruption
Mandatory Evacuation: If local authorities order a mandatory evacuation at your destination due to a hurricane or other natural disaster during your trip and at the end of the evacuation you have 50% or less of your trip remaining, this coverage can protect you. This can reimburse you up to 150% of your prepaid, non-refundable trip costs when you must cut your trip short. Trip interruption for this particular reason is not included with the Worldwide Trip Protector Lite, or Lite Expanded plans.
Cancel For Any Reason
When you are concerned about traveling when a storm might be forming but has not yet reached your destination, your best option is to purchase a Cancel For Any Reason upgrade within 21 or 30 days of your initial trip deposit, depending on the policy selected. The Cancel For Any Reason benefit is not included in the Worldwide Trip Protector Lite, or Lite Expanded plans. This coverage will allow you to cancel up to two or more days prior to your schedules destination for up to the maximum percentage of reimbursement of your non-refundable prepaid vacation costs. Always remember the policy must be purchased before the storm is names in order to be valid.
Trip Delay
A weather-caused delay of your flight or cruise for six or 12 or more hours can provide Trip Delay coverage of up to $500, $1000, or $1,500 depending upon the terms of the Trip Protector plan you purchase.
Missed Connection
This coverage can protect you if, as a result of a weather-related disruption of your flight or cruise for a minimum of 3 or 6 hours, you miss your cruise or tour departure. Benefits can be paid up to the limits specified on your selected travel insurance policy. This benefit is not included with the Worldwide Trip Protector Lite.
No matter what type of trip or destination, prepared travelers will plan ahead with the policy which fits their coverage needs best in order to protect their travel investments during Hurricane Season 2012.
About Travel Insured International®
Travel Insured International®, based in E. Hartford, CT, was founded in 1994 by the foresight of insurance industry executive Peter Gehris when he acquired the travel protection division of the Travelers Insurance Company. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC #11150) with executive offices located in Jersey City, NJ. Arch Insurance is rated A (“Excellent”) for financial strength by the insurance rating service A.M. Best. Not all insurance products or coverage is available in all jurisdictions. Coverage is subject to actual policy language.
Travel Insured International®
52-S Oakland Ave.
E. Hartford, CT 06128-0568