Traveling during hurricane season can be both exciting and risky. While the allure of tropical destinations is hard to resist, the threat of hurricanes can disrupt your plans and lead to unexpected expenses. This is where travel protection comes into play. Let’s dive into travel protection’s role during this season, and go over some helpful tips if you find yourself in an unfortunate situation.

When is Hurricane Season?

Hurricane season lasts from June 1 through November 30. The most active part of the season is typically August to October because of warmer temperatures and increased moisture. During this time, the likelihood of encountering severe weather increases, making it essential to consider travel protection as part of your travel planning.

How Can Travel Protection Help?

Certain travel protection plans include coverage that can help for weather related issues effecting your trip. Here’s how travel protection may help during hurricane season:

1. Cancel for Any Reason (CFAR) Coverage

If you purchase a plan with the CFAR benefit, you could have coverage to cancel your trip for undesirable weather or any other reason not otherwise covered by the plan. This flexible option provides an added peace of mind, knowing that you have the freedom to cancel if the weather forecast looks grim.

2. Trip Cancellation and Trip Interruption

Travel protection can provide reimbursement for prepaid, non-refundable expenses if you need to cancel or interrupt your trip due to covered reasons which may include inclement weather, illness, or injury to you or a family member.

3. Trip Delay

If you’re delayed due to a hurricane, you may receive reimbursement for necessary reasonable expenses like meals and a hotel room while you wait for conditions to improve.

4. Medical Expense /Medical Evacuation Coverage

Hopefully, you’ll stay safe from the storm, but travel protection can include medical expense coverage in the event you need it. This might cover things like emergency medical services, hospital stays, and emergency medical evacuations if necessary.

5. Non-Insurance Assistance Services

Non-insurance assistance services, or 24/7 traveler support services, range from emergency assistance to translation services. These services can be invaluable in navigating unexpected challenges during your trip.

Refer to the Plan Documents for a complete description of coverage and ensure you understand the specific benefits and limitations of your travel protection plan.

How to Prepare for a Hurricane if You’re Stuck at Your Destination

Being prepared is one of the keys to staying safe during a hurricane, especially if you find yourself stuck at your travel destination. Here are some steps you can take for your safety and well-being:

1. Communicating with Lodging Staff

Accommodation staff in hurricane-prone areas are usually prepared to help you. They can provide information on emergency procedures, safe areas within the hotel, and local evacuation routes. However, even if you’re not staying in a hotel, you may want to have a personal plan in place.

2. Fueling Up Your Car

If you have a car with you, consider fill up the gas tank as soon as possible. Gas stations may run out of fuel or become inaccessible during a hurricane, so it’s important to ensure you have enough fuel to evacuate if necessary.

3. Stocking Up on Supplies

Stock up on food and bottled water to last several days. Consider non-perishable items such as canned goods, granola bars, and dried fruits. Stock up on enough water for drinking, cooking, and hygiene purposes.

4. Getting Extra Cash

Try to get more cash if you don’t already have enough on hand. Power outages during hurricanes can render credit card machines and ATMs unusable, so having cash might be necessary for purchasing items later.

5. Charging Your Electronics

Once you’re settled at your accommodations, try to remember to charge all of your electronic devices. Fully charged phones, tablets, and laptops are helpful for staying informed, communicating with loved ones, and accessing essential information during the storm.

6. Staying Informed with Alerts

You can sign up through multiple websites and apps to  receive destination storm alerts. Consider doing so to stay updated on weather conditions, evacuation notices, and other valuable information.

What to Do if a Hurricane Impacts Your Travel Plans

If a hurricane impacts your travel plans, knowing helpful steps to take might minimize stress and can help you make the most of your travel protection benefits. Here’s a few good steps you can take:

1. Contact Your Travel Protection Provider

As soon as you become aware of a hurricane that may affect your trip, contact your travel protection provider. They can provide guidance on what is covered under your plan and assist with any necessary claims.

2. Document Everything

Keep detailed records of any expenses incurred due to trip cancellations, interruptions, or delays. This includes receipts for meals, hotel stays, transportation, and any other related costs. Documentation will be essential when filing a claim.

3. Stay in Communication

Stay connected with your airline, hotel, and tour operators to stay updated on any changes to your travel plans. They can provide information on rebooking options, alternative accommodations, and other necessary arrangements.

4. Follow Local Instructions

Adhere to any evacuation orders or safety instructions provided by local authorities. Your safety is the top priority, so make sure to follow all recommended procedures and stay informed about the hurricane’s progress.

5. File Claims Promptly

Once it’s safe to do so, file any necessary claims with your travel protection provider. Provide all required documentation and information to ensure a smooth and timely claims process.

Additional Tips for Traveling During Hurricane Season

Traveling during hurricane season requires extra vigilance and preparation. Here are some additional tips that might help you stay safe and protected:

1. Monitoring Weather Reports

Keep an eye on weather forecasts and updates from reliable sources such as the NOAA National Hurricane Center. Staying informed about potential storms can help you make timely decisions about your travel plans.

2. Having a Backup Plan

Always have a backup plan in case your primary travel plans are disrupted. This could include alternative travel routes, backup accommodations, and flexible itineraries that allow for changes.

3. Staying Connected

Keep your phone charged and have a portable charger or extra batteries on hand. Communication is crucial during emergencies, so ensure you have a reliable way to stay connected.

4. Reviewing Your Travel Protection Plan Document

Before traveling, carefully review your plan documents to understand what is covered and what is not. Pay attention to the maximum benefit amounts, exclusions, and any additional benefits that may be relevant to your trip.

5. Packing Smart

Pack essential items in your carry-on bag, including important documents, medications, a change of clothes, and any valuables. In case your checked luggage is delayed or lost, you’ll have what you need to get by.

Traveling during hurricane season comes with inherent risks, but travel protection can provide an extra safety net that allows you to enjoy your trip with confidence. From covering medical emergencies to reimbursing you for trip cancellations and interruptions, travel protection helps prepare you for the unexpected. As you plan your next adventure during hurricane season, remember to include travel protection in your preparations. Discover more about travel protection on our website. Safe travels!