On October 14, 2019, Cox & Kings, The Americas, has suspended operations and is unable to pay its suppliers for trips that have already been booked. With several travelers concerned about their upcoming planned travel, Travel Insured clarifies what exactly could be covered with its travel protection plans.

Which coverage could apply if my trip is cancelled?

Trip Cancellation or Trip Interruption coverage could come into effect if your travel agent booked your trip with Cox & Kings.  One of the covered reasons for both of these coverages in many of Travel Insured’s plans, including the multi-state Worldwide Trip Protector and Worldwide Trip Protector Plus plans, is the bankruptcy or default of a tour operator. This covered reason is only applicable if your coverage was in effect for 14 days or more as of October 14, 2019. Your plan also must have been purchased within 21 days of the date that your initial deposit was received as well.

Please note that there is no coverage for the bankruptcy or default of Cox & Kings if you directly purchased your trip from them.  Rather, our plans can only provide coverage if a third party, such as a travel advisor, purchased a trip with Cox & Kings on your behalf.

If your plan does not include coverage for Trip Cancellation or Trip Interruption due to the bankruptcy or default of a tour operator, your plan, such as the Worldwide Trip Protector Lite plan, may still include a stand alone Change Fee coverage.   This coverage could apply if you are already on your trip and need to change your connecting or returning flight, since coverage for this benefit does not begin until departure.   

Please refer to your actual plan document for the specific terms and conditions of the specific plan purchased as eligibility for coverage varies based upon the specific plan terms, conditions and limitations, and may vary by state or may not be available in all.