The Annual Multi-Trip Protector is an annual travel protection plan that provides coverage for multiple trips over a span of 364 days. Our Annual plan is a great option for travelers under the age of 80 who take multiple trips per year.

This plan offers a host of important post-departure benefits, including Accident & Sickness Medical Expense with a $100,000 benefit maximum and variety of per-trip optional buy-ups.

Please note: This plan is not currently available to residents of the following states: MO, MT, NY, PA, and WA.

How Annual Multi-Trip Protector Works

After purchasing your annual plan, coverage begins the following day and lasts for 364 days. You can add trips to your plan at any time and there is no set limit on the number of trips you can add to your plan within a coverage period. The maximum length for any one trip segment is 45 days.

A set of base benefits applies to each trip and the maximum benefit amounts are applicable on a per-trip basis. Optional benefits are available to add to any trip at an additional cost, depending on your needs. For example, Cancel for Any Reason (CFAR) is an optional benefit that can be added to a trip. If CFAR is purchased, it only applies to that trip as opposed to each trip included on the plan. Some optional benefits are subject to a time-sensitive period.

Managing the Plan Online

The Annual Multi-Trip Protector plan has been designed for complete self-service, putting the power in the hands of the traveler. You can manage your plan all year through your online Travel Insured account. Travelers can add new trips, make trip modifications, change their trip cost, view plan documents, and file claims through your online account.

Frequently Asked Questions

Can I buy the Annual plan even if I’m not booking a trip soon?

Yes, purchasing an annual plan is a great way of staying in front of your travel protection needs when you know you will be booking trips throughout the year.

How long does coverage last?

364 days.

How many trips can be added to the plan?

There is no set limit to the number of trips you can add to this plan. The maximum length of an individual trip is 45 days.

How much does Annual Multi Trip Protector cost?

The Annual plan costs $94 per adult and $64 per child 17 and under. Optional benefits can be added to each trip at an additional cost at the time you create that trip segment.

What are base benefits?

“Base benefits” refers to the coverage that is included for each trip. There is no need to select base benefits, unlike optional benefits, they are automatically available and the maximum benefit amounts renew for each trip. For a full list of base benefits, see www.travelinsured.com/multi-trip.

What are optional benefits?

Optional benefits or “add-ons” are benefits that can be added to each trip for an additional cost. If you do not add an optional benefit, it will not apply to the coverage for that trip. Some optional benefits include:

• Trip Cancellation
• Trip Interruption
• Cancel for Any Reason
• Rental Car Damage and Theft Coverage
• Medical Evacuation and Repatriation - Additional Coverage

How do I purchase optional benefits for each trip?

Optional benefits can be purchased at the time you add a trip to your plan. When adding a trip to your plan inside your account’s My Multi-Trip Plan tab, you will see the optional benefits available for selection. As you select optional benefits for a trip, you will see the change in cost prior to purchase. You can purchase directly from that screen using the payment method saved to your Travel Insured account.

How do time-sensitive benefits work?

For this plan, the time-sensitive period is 21 days. This means that a time-sensitive benefit like Optional Cancel for Any Reason (CFAR) must be purchased within 21 days of the date you make your initial trip deposit for the particular trip you are adding the benefit to.

Where can I view my Annual Multi Trip Protector plan details?

In your Travel Insured account’s My Multi-Trip Plan tab. After purchase, the plan will automatically appear in your account where you can view documents, make changes, and manage all year. An account allows you to:

• View your plan documents
• File claims
• Add new trips
• Make trip modifications including travel dates and trip cost
• Purchase optional benefits

What if I don’t have a Travel Insured account?

If you don’t have an existing account at the time of purchase, you must create one to purchase. Your Annual plan will automatically sync to your account – it’s quick and easy! To create an account, you can start by selecting Traveler Login in the top right corner of the www.travelinsured.com homepage.