Does Travel Insurance Cover Trip Disruptions Due to COVID-19?

While our standard plans do not cover cancellation resulting from fear of the pandemic or border closures, there are many covered reasons under our Trip Cancellation benefit that provide valuable protection during a pandemic. We also offer Cancel for Any Reason as an optional benefit available to add to your Worldwide Trip Protector plan which allows you to cancel your trip for any reason.

travelers masked up at airport taking selfie
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Coverages may apply to events including, but not limited to:

Becoming ill with COVID-19 during your trip

Beach closure

Destination wedding cancellation

 

Ready to get back out there?

Here are some benefits that can help you travel secure this season.

Cancel for Any Reason (CFAR)

Allows you to cancel your trip for reasons not stated in your plan, which is helpful if you may need to cancel due to the pandemic.

Reimburses up to 75% of your protected trip cost.

Available as an optional benefit with the Worldwide Trip Protector plan.*

Trip Cancellation & Trip Interruption

Many covered reasons for Trip Cancellation and Trip Interruption provide value under the Worldwide Trip Protector plan.
 
Sickness or Injury is a covered reason for Trip Cancellation and Trip Interruption. COVID-19 is treated the same as any other sickness.
 
This covered reason can apply if you get sick or if your traveling companion, your family member, and more become sick.

Accident & Sickness Benefit

Applies if you get sick or injured during your trip. COVID-19 is treated the same as any other illness.

Covers medical services like exams, treatment, local transportation to or from a hospital, dental emergencies, and more.

Up to $100,000 maximum benefit amount with the Worldwide Trip Protector plan.

Event Ticket Registration Fee Protection

Event ticket registration fees are eligible for reimbursement up to $1,000 per person.

This is available as an optional benefit with the Worldwide Trip Protector plan.* All covered reasons for Trip Cancellation or Trip Interruption apply to this benefit.

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*Additional cost and terms may apply if Cancel for Any Reason or Event Ticket Registration Fee Protection are added to the plan. CFAR is not available to residents of New York. 

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This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.