Please Note: Each of our Worldwide Trip Protector plans include the Accident & Sickness Medical Expense and Medical Evacuation coverage described below, as well as Trip Cancellation and Interruption and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.
Why purchase travel protection for unexpected medical expenses?
Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers may deny as out of network. With the Accident & Sickness Medical Expense benefit included in our plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected medical and evacuation expenses.
Our Worldwide Trip Protector plans include:
- Coverage for medical expense due to accident or sickness while you’re away
- Trip Cancellation or Trip Interruption due to a medical reason affecting yourself, or your spouse, child, parent, domestic partner, or other family member (even if the other person is not insured or not traveling)
- Non-Insurance Travel Assistance Services:
- Hospital admission guarantee, with advance payment if required
- Physician-coordinated emergency evacuation and transportation home due to covered medical reasons
Medical Expense / Medical Evacuation Benefits | |||
Worldwide Trip Protector | Worldwide Trip Protector | Worldwide Trip Protector | |
| BENEFIT | MAXIMUM BENEFIT AMOUNT | ||
Accident and Sickness Medical Expense
| $500,000 (Sublimit: $750 Dental Expense) | $250,000 (Sublimit: $750 Dental Expense) | $50,000 (Sublimit: $750 Dental Expense) |
Medical Evacuation and Repatriation of Remains
| $1,000,000 | $500,000 | $200,000 |
Optional Extreme Sports Medical Upgrade | Available | — | — |
Medically Related Reasons Covered for Trip Cancellation/Interruption | |||
Worldwide Trip Protector | Worldwide Trip Protector | Worldwide Trip Protector | |
Sickness or Injury
| ✓ | ✓ | ✓ |
Death
| ✓ | ✓ | ✓ |
Non-Insurance Medical Assistance Services | |||
Worldwide Trip Protector | Worldwide Trip Protector | Worldwide Trip Protector | |
| Medical or Legal Assistance
| Included | Included | Included |
Hospital Admission Guarantee
| Included | Included | Included |
| Prescription Drug/Eyeglass Replacement
| Included | Included | Included |
Pre-existing Medical Condition Exclusion Waiver
The Pre-existing Medical Condition exclusion will be waived if you purchase your plan within the time sensitive period (stated in your plan document), and you are medically able and not disabled from travel at the time you purchased the plan.
The Pre-existing Medical Condition Waiver applies to medically related reasons for Trip Cancellation and Trip Interruption.
Please read the plan document for full details on this exclusion waiver.
From U.S. State Department's Traveler's Checklist:
Get Insured: The U.S. State Department suggests making sure you have supplemental insurance coverage when you travel outside the U.S. Many foreign medical facilities may require cash payment up front, and some U.S. health insurance plans may not cover abroad, including Medicare.
Coverage and benefit eligibility may vary by state.