Frequently Asked Questions

Should I add the rental car damage and theft benefit to my plan?

The rental car damage and theft travel insurance benefit can be a good investment for extra protection during your trip. If you're renting a car, especially in another country, this coverage can help you with unexpected costs if your personal auto insurance does not extend internationally. Even if your auto policy offers some coverage, gaps or high deductibles could still be a factor. Accidents caused by others or events like theft or vandalism can lead to pricey repairs or recovery fees. Having rental car coverage as part of your travel protection plan can help with the out-of-pocket costs for damage to a car you don’t own. If you're unsure whether this coverage is right for you, Travel Insured International can help you explore your options.

What types of damage are covered by the rental car damage and theft benefit? 

Having the rental car damage and theft benefit means you can get coverage for a range of incidents that may occur that are out of your control. For example, the benefit can provide coverage in the event of a collision. Another common feature is coverage in the event of theft. This may mean that if the car is stolen and not recovered during a trip, we could help with reimbursing the rental company for the loss of the vehicle. Vandalism also may be covered, meaning any damage intentionally caused to the vehicle by a third party could be covered. Renters also may be protected against damages caused by natural disasters. If you want to know exactly what your Travel Insured International plan covers, all you need to do is review the plan document or reach out and speak with a member of our staff. We're more than happy to answer any questions you may have about what kind of protection you could receive on your next trip.

What is not typically covered under the rental car damage and theft benefit?

Damage caused by your negligence or actions that breach the rental contract cannot be covered. Certain types of vehicles are excluded from coverage as well, such as trucks or campers.  You can review the full list of exclusions for this benefit in our plan documents.

Can you use this benefit internationally?

Our plans help protect travelers when renting cars both in the United States as well as in other countries. Our goal is to provide you with a sense of security wherever you go, and we understand that an auto accident, vandalism to your rental car, theft of the vehicle or damages due to natural disasters can be a disconcerting experience to say the least. That's why we provide this coverage for rental cars when you travel internationally, so you can feel more secure in the knowledge that they will not necessarily need to pay out-of-pocket for any damages or losses that may occur to their rental vehicles during their trips. If you want to know more about the level of coverage we offer and where it can be of use to you, our team is standing by to help you understand our products at a more in-depth level. 

How could this insurance benefit provide you with some peace of mind during your trip?

Whether you're traveling for business or pleasure, you want to be able to take your mind off everything that could go wrong and concentrate on your objectives. Renting a car when you're far from home is often a necessity, but the last thing you want is to be thinking about what happens if you're involved in an accident or find your rental car has been stolen or damaged while you're away. This is why having the rental car damage and theft benefit can be a source of security for travelers like you. Travel Insured International can provide you with the coverage you need so you could be less concerned about paying out-of-pocket for any damages or losses incurred to the vehicle. With our plans and expert support on your side, you may forget about stressing over what could go wrong and keep your mind focused on the experiences you're going to have on your trip. To learn more about our plans and how they can help you even when you leave home, reach out and speak with a member of our team today. We'll be glad to talk you through all the benefits of having rental car coverage for your next journey, wherever the road may take you.