Infographic - Why Buy Travel Protection

Why Buy Travel Protection

Reasons why you may want to consider purchasing a travel protection plan for your trip.

WHO COULD BUY TRAVEL PROTECTION?

Travelers of all kinds, such as...

- Retirees taking a cruise

- Families going to Disney World

- Couples taking a vacation

- College students backpacking Europe

WORLDWIDE COVERAGE

Protection plans are available for...

- DOMESTIC TRIPS

- INTERNATIONAL TRIPS

- TRIPS OF ANY LENGTH (varies per plan)

- MULTIPLE TRIPS A YEAR

PRE- AND POST- DEPARTURE COVERAGE

Coverage begins after purchase and continues through the duration of your trip.

BEFORE THE TRIP

Travel protection begins while you are still at home. Plans might include last-minute cancellations due to sickness, inclement weather, or a terrorist incident occurs.

DURING THE TRIP

Can provide coverage for:

- emergency/accident care

- medical evacuations

- travel delays

- missed connections

- lost/stolen baggage

- and more.

TOP REASONS FOR PURCHASE

Travelers may often worry about...

CANCELLATION

If forced to cancel their trip, travelers may want reimbursement for their pre-paid, non-refundable costs.

MEDICAL COVERAGE

Especially when going abroad, travelers may become concerned about potential medical expenses.

PERSONAL BELONGINGS

Many travelers may have concerns about loss or theft of their baggage and important items, like a passport.

THINGS YOU MAY WANT TO KEEP IN MIND

- Health insurance: Your ordinary insurance plans may not offer coverage abroad, or they may have lower limits.

- Medicare: In most situations, Medicare may not offer medical coverage outside of the U.S.

- Credit card: Credit cards may have some travel coverage built in, but some may not provide as many benefits as those provided by a third party travel protection plan.

- Cruise line: Cruise lines may offer their own protection plans, but you can help protect your cruise with a plan from a third party provider that may be more extensive.

A third party travel protection plan may offer more extensive coverage.

"WHAT IF" SCENARIOS TO CONSIDER

Would you be able to handle these situations without the help of travel protection?

What if...

- you are involved in a car crash?

- you injure yourself during or before the trip?

- you lose baggage during the trip?

- your flight is delayed for several hours and you need to get a hotel for the night?

- your cruise or air carrier, or your travel connection?

- someone traveling with you is immediately hurt, sick, or passes away?

- a cruise due to a delayed flight has to pay a fee to fly to the next port of call?

- disaster impacts your travel plans?

ARE YOU PREPARED TO...

pay for medical expenses if you have an accidental injury on your trip, or for medical evacuation from a foreign country?

OTHER SERVICES INCLUDED IN A THIRD PARTY PLAN

NON-INSURANCE TRAVEL ASSISTANCE SERVICES

- Pre-trip advice on weather, inoculations, or visa information
- Help with lost prescription
- Coordinated emergency evacuation
- Assistance in locating your lost baggage
- Assistance to locate the nearest U.S. Embassy to replace your lost passport
- Help to find the closest medical facility by U.S. standards

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.