Infographic - Guide to Travel Insurance

TRAVEL PROTECTION OVERVIEW

WHAT IS TRAVEL PROTECTION?

A way to help protect your travel investments, belongings, health and safety, and other losses related to travel.

HOW DOES IT WORK?

An incident occurs
Contact your travel protection provider
Start a claim
Get reimbursed for eligible claims

HOW TO GET A QUOTE

INFO YOU NEED TO GET A QUOTE

NUMBER OF TRAVELERS
AGE OF TRAVELERS
TRIP DATES
TOTAL TRIP COST

WHAT DO I INCLUDE IN MY TRIP COST?

PRE-PAID, NON-REFUNDABLE EXPENSES INCLUDING ACCOMMODATIONS, FLIGHTS, TOURS, CRUISES, & EXCURSIONS

When you purchase a plan, make sure your trip cost is accurate!

AVAILABLE TRAVEL COVERAGE

TRIP CANCELLATION & INTERRUPTION
EMERGENCY ILLNESS OR INJURY
BAGGAGE DELAY, LOSS, OR THEFT
BANKRUPTCY OF AIR COMMON CARRIER* OR CRUISE LINE*
UNEXPECTED TRAVEL DELAY AND MORE!

*Available as a covered reason for Trip Cancellation and Trip Interruption coverages.

THE DOS AND DON'TS

DO: Be upfront about pre-existing conditions
DON'T: Give inaccurate details when purchasing a plan
DO: Compare plans to get the coverage you need most
DON'T: Pick the cheapest plan only because of the price
DO: Read through the plan and fine print to understand your coverage
DON'T: Avoid travel protection just because it's an additional cost

IS IT COST EFFECTIVE?

Look at your travel protection quote differently to make more sense of it.

FIND THE COST PER DAY

Get your quote
Divide it by the number of days you'll be traveling
Now you have the cost per day of trip coverage.

FIND THE PERCENTAGE

Get your quote
Divide it by your total trip cost
Now you know what percentage travel protection is for the total trip cost.

PER DAY EXAMPLE

Trip Cost: $3,000

Trip Length: 10 days

Plan Cost: $144

$144 ÷ 10 = $14 per day for trip coverage

PERCENTAGE EXAMPLE

Trip Cost: $3,000

Trip Length: 10 days

Plan Cost: $144

$144 ÷ $3,000 = 4.8% of your trip cost

This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services and Blue Ribbon Bags (on select plans only). The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; [email protected]; California license #0I13223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.