Infographic: Guide to Travel Protection

TRAVEL PROTECTION OVERVIEW

WHAT IS TRAVEL PROTECTION?

A way to help protect your travel investments, belongings, health and safety, and other losses related to travel.

 

HOW DOES IT WORK?

  1. An incident occurs
  2. Contact your travel protection provider
  3. Start a claim
  4. Get reimbursed for eligible claims

 

HOW TO GET A QUOTE

INFO YOU NEED TO GET A QUOTE

  • NUMBER OF TRAVELERS
  • AGE OF TRAVELERS
  • TRIP DATES
  • TOTAL TRIP COST

WHAT DO I INCLUDE IN MY TRIP COST?

  • PRE-PAID, NON-REFUNDABLE EXPENSES INCLUDING ACCOMMODATIONS, FLIGHTS, TOURS, CRUISES, & EXCURSIONS

When you purchase a plan, make sure your trip cost is accurate!

 

AVAILABLE TRAVEL COVERAGE

  • TRIP CANCELLATION & INTERRUPTION
  • EMERGENCY ILLNESS OR INJURY
  • BAGGAGE DELAY, LOSS, OR THEFT
  • BANKRUPTCY OF AIR COMMON CARRIER* OR CRUISE LINE*
  • UNEXPECTED TRAVEL DELAY AND MORE!

*Available as a covered reason for Trip Cancellation and Trip Interruption coverages.

 

THE DOS AND DON'TS

  • DO: Be upfront about pre-existing conditions
  • DON'T: Give inaccurate details when purchasing a plan
  • DO: Compare plans to get the coverage you need most
  • DON'T: Pick the cheapest plan only because of the price
  • DO: Read through the plan and fine print to understand your coverage
  • DON'T: Avoid travel protection just because it's an additional cost

 

IS IT COST EFFECTIVE?

Look at your travel protection quote differently to make more sense of it.

FIND THE COST PER DAY

  1. Get your quote
  2. Divide it by the number of days you'll be traveling
  3. Now you have the cost per day of trip coverage.

FIND THE PERCENTAGE

  1. Get your quote
  2. Divide it by your total trip cost
  3. Now you know what percentage travel protection is for the total trip cost.

 

PER DAY EXAMPLE

Trip Cost: $3,000

Trip Length: 10 days

Plan Cost: $144

$144 ÷ 10 = $14 per day for trip coverage

 

PERCENTAGE EXAMPLE

Trip Cost: $3,000

Trip Length: 10 days

Plan Cost: $144

$144 ÷ $3,000 = 4.8% of your trip cost